Select Your Payment Method

In this document, you will find the list of payment methods available in PayU.

Payment Methods by Country

The tables below include the payment methods enabled by country, along with important considerations.

To integrate your solution via API or SDK, review the paymentMethod parameter column and use the corresponding value as the payment method.

  Argentina
Payment Method paymentMethod Parameter Type Comments
American Express American Express AMEX Credit card
Argencard Argencard ARGENCARD Credit card
Cabal Cabal CABAL Credit card
Cencosud Cencosud CENCOSUD Credit card
Cobro Express Cobro Express COBRO_EXPRESS Cash
Diners Diners DINERS Credit card
Mastercard Mastercard MASTERCARD Credit card Supported cards: CRM Falabella, Nativa, Cordial, Cordobesa, and Nexo.
Naranja Naranja NARANJA Credit card
Special consideration

Special consideration: Naranja X Credit Cards (BIN 589562)

Naranja X Credit Cards have a specific behavior in their OCR (card number) validation process:

  • Until April 17, 2023: Physical cards were issued using the Luhn 11 algorithm for the check digit.
  • Currently: All new cards are issued using the standard Luhn 10 algorithm.

Current status:

  • More than 80% of active physical cards now use Luhn 10.
  • A small percentage still operate with Luhn 11, which will gradually phase out as cards are renewed.
  • All Naranja X in-app virtual cards already use Luhn 10.

Recommendations for integrators:

  • Implement dual validation for BIN 589562, supporting both Luhn 10 and Luhn 11 algorithms.
  • Alternatively, skip checksum validation for this specific BIN and validate only the BIN number.

These options help prevent unnecessary declines for valid transactions still using the Luhn 11 algorithm.

PAGOFACIL PAGOFACIL PAGOFACIL Cash
RAPIPAGO RAPIPAGO RAPIPAGO Cash
Shopping Shopping SHOPPING Credit card
VISA Credit VISA VISA Credit card Supported cards: Shopping, Nativa, Credimas, and Nevada.
VISA Debit VISA VISA_DEBIT Debit card
  Brazil
Payment Method paymentMethod Parameter Type Comments
American Express American Express AMEX Credit card
Boleto Bancario Boleto Bancario BOLETO_BANCARIO Cash Does not reconcile on weekends or holidays.
Elo Elo ELO Credit card
Google Pay Google Pay GOOGLE_PAY Mobile payment service
Hipercard Hipercard HIPERCARD Credit card
TEF Itaú TEF Itaú ITAU Bank transfer Available only for Itaú accounts.
PIX PIX PIX Instant payment
Mastercard Mastercard MASTERCARD Credit card
VISA VISA VISA Credit card
  Chile
Payment Method paymentMethod Parameter Type
American Express American Express AMEX Credit card
Mastercard Mastercard MASTERCARD Credit card
Mastercard Debit Mastercard MASTERCARD_DEBIT Debit card
Redcompra Redcompra TRANSBANK_DEBIT Debit card / prepaid card
VISA Credit VISA VISA Credit card
VISA Debit VISA VISA_DEBIT Debit card
  Colombia
Payment Method paymentMethod Parameter Type Comments
American Express AMEX Credit card
Banco de Bogotá BANK_REFERENCED Bank reference
Bancolombia BANK_REFERENCED Bank reference
Bancolombia Button BANCOLOMBIA_BUTTON Bank transfer
Codensa CODENSA Credit card
Davivienda BANK_REFERENCED Bank reference
Diners DINERS Credit card
Efecty EFECTY Cash
Google Pay GOOGLE_PAY Mobile payment service
Mastercard MASTERCARD Credit card
Mastercard MASTERCARD Debit card
Nequi NEQUI Mobile payment service
PSE PSE Bank transfer PSE allows your customers to pay using Nequi and Daviplata.
QR Bre-B REDEBAN_INTEROPERABLE
_QR
Bank transfer
Su Red OTHERS_CASH Cash Payment locations: PagaTodo, Gana Gana, Gana, Acertemos, Apuestas Cúcuta 75, Su Chance, La Perla, Apuestas Unidas, JER.
VISA VISA Credit card
VISA VISA_DEBIT Debit card
  Mexico
Payment Method paymentMethod Parameter Type
American Express American Express AMEX Credit card
BBVA Bancomer BBVA Bancomer BANK_REFERENCED Bank reference
Farmacias Benavides Farmacias Benavides OTHERS_CASH_MX Cash
Farmacias del Ahorro Farmacias del Ahorro OTHERS_CASH_MX Cash
Google Pay Google Pay GOOGLE_PAY Mobile payment service
Mastercard Mastercard MASTERCARD Credit card / Debit card
Oxxo Oxxo OXXO Cash
Seven Eleven Seven Eleven SEVEN_ELEVEN Cash
SPEI SPEI SPEI Bank transfer
VISA VISA VISA Credit card / Debit card
  Panama
Payment Method paymentMethod Parameter Type
Mastercard Mastercard MASTERCARD Credit card
VISA VISA VISA Credit card
  Peru
Payment Method paymentMethod Parameter Type
American Express American Express AMEX Credit card
Diners Diners DINERS Credit card
Mastercard Mastercard MASTERCARD Credit card
Mastercard Debit Mastercard MASTERCARD_DEBIT Debit card
PAGOEFECTIVO PAGOEFECTIVO PAGOEFECTIVO Cash
VISA VISA VISA Credit card
VISA Debit VISA VISA_DEBIT Debit card
Yape Yape YAPE Mobile payment service
Last modified October 21, 2025: Documentation updates (fc056f960)