Select Your Payment Method

In this document, you will find the list of payment methods available in PayU.

Payment Methods by Country

The tables below include the payment methods enabled by country, along with important considerations.

To integrate your solution via API or SDK, review the paymentMethod parameter column and use the corresponding value as the payment method.

Argentina

Payment Method	`paymentMethod` Parameter	Type	Comments
American Express	`AMEX`	Credit card
Argencard	`ARGENCARD`	Credit card
Cabal	`CABAL`	Credit card
Cencosud	`CENCOSUD`	Credit card
Cobro Express	`COBRO_EXPRESS`	Cash
Diners	`DINERS`	Credit card
Mastercard	`MASTERCARD`	Credit card	Supported cards: CRM Falabella, Nativa, Cordial, Cordobesa, and Nexo.
Naranja	`NARANJA`	Credit card	Special consideration Special consideration: Naranja X Credit Cards (BIN 589562) Naranja X Credit Cards have a specific behavior in their OCR (card number) validation process: Until April 17, 2023: Physical cards were issued using the Luhn 11 algorithm for the check digit. Currently: All new cards are issued using the standard Luhn 10 algorithm. Current status: More than 80% of active physical cards now use Luhn 10. A small percentage still operate with Luhn 11, which will gradually phase out as cards are renewed. All Naranja X in-app virtual cards already use Luhn 10. Recommendations for integrators: Implement dual validation for BIN 589562, supporting both Luhn 10 and Luhn 11 algorithms. Alternatively, skip checksum validation for this specific BIN and validate only the BIN number. These options help prevent unnecessary declines for valid transactions still using the Luhn 11 algorithm.
PAGOFACIL	`PAGOFACIL`	Cash
RAPIPAGO	`RAPIPAGO`	Cash
Shopping	`SHOPPING`	Credit card
VISA	`VISA`	Credit card	Supported cards: Shopping, Nativa, Credimas, and Nevada.
VISA	`VISA_DEBIT`	Debit card

Brazil

Payment Method	`paymentMethod` Parameter	Type	Comments
American Express	`AMEX`	Credit card
Boleto Bancario	`BOLETO_BANCARIO`	Cash	Does not reconcile on weekends or holidays.
Elo	`ELO`	Credit card
Google Pay	`GOOGLE_PAY`	Mobile payment service
Hipercard	`HIPERCARD`	Credit card
TEF Itaú	`ITAU`	Bank transfer	Available only for Itaú accounts.
PIX	`PIX`	Instant payment
Mastercard	`MASTERCARD`	Credit card
VISA	`VISA`	Credit card

Chile

Colombia

Payment Method	`paymentMethod` Parameter	Type	Comments
American Express	`AMEX`	Credit card
Banco de Bogotá	`BANK_REFERENCED`	Bank reference
Bancolombia	`BANK_REFERENCED`	Bank reference
Bancolombia Button	`BANCOLOMBIA_BUTTON`	Bank transfer
Codensa	`CODENSA`	Credit card
Davivienda	`BANK_REFERENCED`	Bank reference
Diners	`DINERS`	Credit card
Efecty	`EFECTY`	Cash
Google Pay	`GOOGLE_PAY`	Mobile payment service
Mastercard	`MASTERCARD`	Credit card
Mastercard	`MASTERCARD`	Debit card
Nequi	`NEQUI`	Mobile payment service
PSE	`PSE`	Bank transfer	PSE allows your customers to pay using Nequi and Daviplata.
QR Bre-B	`REDEBAN_INTEROPERABLE` `_QR`	Bank transfer
Su Red	`OTHERS_CASH`	Cash	Payment locations: PagaTodo, Gana Gana, Gana, Acertemos, Apuestas Cúcuta 75, Su Chance, La Perla, Apuestas Unidas, JER.
VISA	`VISA`	Credit card
VISA	`VISA_DEBIT`	Debit card

Mexico

Panama

	Payment Method	`paymentMethod` Parameter	Type
	Mastercard	`MASTERCARD`	Credit card
	VISA	`VISA`	Credit card

Peru

Last modified October 21, 2025: Documentation updates (fc056f960)