PayU’s API integration allows your business to process transactions from different types of applications (web, mobile, IVR, etc).
You can connect your online store to the PayU platform and the checkout process will be handled on your website. To integrate this option you must have a PayU Business account and advanced programming skills.
Access multiple payment methods (varies per country), including credit cards, bank transfers, and cash payments.
Initial settings
PayU allows you to integrate with the transactional gateway, available payment tools and Queries by developing a HTTPS client to send the transaction information through SSL. It is critical that sensitive transaction data such as credit card number, expiration date, are not stored. It is recommended to follow PCI DSS’ best practices (Payment Card Industry Data Security Standard).
The transmission of transactions is secured through a TLS (Transport Layer Security) 256-bit connection from the shop’s server our payment Gateway. The exchange of messages is done via JSON or XML strings and operations are distinguished by a command that is included in the request. Check out the following JSON and XML examples:
You can set the language you want to use in the request through the Content-type and Accept HTTP headers. You can use all possible combinations:
CONTENT-TYPE
ACCEPT
application/xml
application/xml
application/json
application/json
application/xml
application/json
application/json
application/xml
Considerations
You must have an active PayU account.
You must install a valid SSL certificate in your server and your site must be able to make SSL connections. Due to this, the virtual machine must have appropriate security extensions.
Temporarily, do not use security certificates elliptic curve or those who have the suite of encryption TLS_ECDHE_ECDSA_WITH_RC4_128_SHA in your payment requests.
You must have CGI or server languages such as Java, C#, VB, PHP, etc.
You must be able to store your authentication credentials (API Key and API Login) safely.
The encoding for messages must be UTF-8.
The dates must have format yyyy-MM-ddTHH:mm:ss, the time format is 24 hours. Example: 2015-08-22T21:35:12.
Normally the connection guarantees response times of three seconds on average. If there is an unusual situation, the maximum response time is one minute. It is highly recommended that you set timeouts when you connect with PayU.
It is important to validate the length and numbers of credit cards by franchise, together with the security codes.
Security in financial transactions is essential to protect both businesses and consumers in the digital environment. Below, we explore the practices and standards that help ensure secure transactions and meet international security standards. These measures not only strengthen confidence in the platform but also protect against threats and mitigate economic and reputational risks.
The Payments API for Argentina allows you to efficiently integrate PayU’s payment processing features into your online shopping platform. Through this API, businesses can offer their customers a wide variety of payment methods, including cash, credit cards, and debit cards.
The Payments API for Brazil allows you to efficiently integrate PayU’s payment processing features into your online shopping platform. Through this API, businesses can offer their customers a wide variety of payment methods, including mobile applications, electronic transfers, cash, bank transfers, and credit cards.
The Payments API for Chile allows you to efficiently integrate PayU’s payment processing features into your online shopping platform. Through this API, businesses can offer their customers a wide variety of payment methods, including cash, credit, debit, or prepaid cards, and debit or prepaid cards through WebPay Plus.
The Payments API for Colombia enables seamless integration of PayU’s payment processing capabilities into your online shopping platform. With this API, merchants can offer different payment methods via credit or debit cards, mobile wallets, cash, and bank transfers.
The Payments API for Mexico allows you to efficiently integrate PayU’s payment processing features into your online shopping platform. Through this API, businesses can offer their customers a wide variety of payment methods, including cash, credit cards, debit cards, bank transfers, and bank reference.
The Payments API for Panama allows you to efficiently integrate PayU’s payment processing features for credit cards into your online shopping platform.
The Payments API for Peru allows you to efficiently integrate PayU’s payment processing features into your online shopping platform. Through this API, businesses can offer their customers a wide variety of payment methods, including mobile applications, cash, credit cards, and debit cards.
Tokenization API allows you to safely store the data of your customers’ credit cards through the creation of a token. This token lets you make regular charges or implement the 1 Click payment feature, following PCI DSS (Payment Card Industry Data Security Standard) security standards to handle credit card data.
Promotions feature lets you consult the valid promotions, along with their associate costs, characteristics, and further relevant information available for your customers. Promotions API applies only to Argentina and Mexico (MSI - Meses Sin Intereses).
This feature allows you to request the cancellation or the refund of the transactions authorized or charged. You can create the refund request using the Refund or Void method according to the status of the transaction.
This feature allows you to create multiple and secure payments for payees (users, merchants, providers, customers, etc.) using the funds you have in your PayU Account.